How Buy Now Pay Later works

Select the items you want and continue to the shopping cart as normal(order a minimum of £300). You then choose the BUY NOW PAY LATER option. You will be emailed your order you then need to choose to download and print off or have the BUY NOW PAY LATER form posted to you. Once you have completed the form please return. Once the finance is set up you have four options.

1. Pay nothing for the deferred period and then pay the amount borrowed in one lump sum. This means there will be no charges for interest.
2. Pay any amount you like as often as you like during the deferred period by either Debit Card or Cheque.
3. Set up a standing order and pay 12 equal instalments over the 12 months. This will ensure you clear the full amount of the finance before the defered period ends.
4. Pay nothing for the deferred period then pay over 48 equal monthly instalments at 29.8% APR.

Examples

• Amount of credit £726.25. No deposit to pay. Pay balance within the 12 month BUY NOW PAY LATER period. Total payable £726.25.

OR

• Amount of credit £726.25. No deposit to pay. Pay nothing for 12 month BUY NOW PAY LATER period and then pay 48 monthly payments of £31.29. Total payable £1501.92

You will receive a letter one month before the end of the deferred period reminding you of the amount that you owe, and that the interest free period is coming to an end.

Buy Now Pay Later is subject to status and the terms and conditions of the finance company